Try Insurance Licensing : NY-Life-Accident-and-Health valid & accurate questions and answers
Updated: May 31, 2026
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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. Which of the following is a life insurance contract written on the life of an individual?
A) Survivorship Policy.
B) Insurance.
C) Joint Life Contract.
D) Single-Life Insurance.
2. Under Workers ' Compensation, injured employees are covered for all of the following losses EXCEPT
A) pain and suffering.
B) loss of wages.
C) occupational illness.
D) medical expenses.
3. If a mother and child are without life insurance, what is the MAXIMUM amount of insurance the mother can purchase on the life of her dependent 5-year-old daughter?
A) $10,000
B) $25,000
C) $50,000
D) There is no limit
4. Which statement is NOT a characteristic of a Group Life Insurance Plan?
A) Individual underwriting.
B) Certificate of Insurance.
C) A master contract.
D) Probationary periods.
5. An insured owns a whole life policy that has accumulated cash value. Which of the following statements is true about the policy ' s cash value?
A) The cash value is not guaranteed.
B) The growth of the policy ' s cash value is not subject to income tax while the policy is in force.
C) It is subject to fluctuations of the company ' s overall performance.
D) The policy ' s cash value is viewed as investment growth and therefore subject to taxation for each calendar year.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: A | Question # 3 Answer: B | Question # 4 Answer: A | Question # 5 Answer: B |
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