Try Insurance Licensing : Ok-Life-Accident-and-Health-or-Sickness-Producer valid & accurate questions and answers
Updated: Sep 01, 2025
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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
1. The ownership provision of a life insurance policy states that during the insured individual's lifetime, the rights and privileges belong to the
A) insured individual's family
B) beneficiaries
C) owner only
D) insured individual only
2. Returning part of the commission or giving anything of value to the insured as an inducement to buy a policy is
A) rebating.
B) controlled business.
C) defamation.
D) coercion.
3. If a primary beneficiary dies, life insurance benefits are then paid to
A) the tertiary beneficiaries.
B) the contingent beneficiaries.
C) the sub-primary beneficiaries.
D) no one.
4. One advantage of an individual term life insurance policy is
A) It offers a cash value.
B) Death benefits always remain level.
C) Initial costs are lower.
D) Premiums will decrease as insured ages.
5. Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?
A) whole
B) dual capacity
C) joint
D) family term
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: A | Question # 3 Answer: B | Question # 4 Answer: C | Question # 5 Answer: C |
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